How to Invest in US Stocks from India Using Vested Finance

Overview of Vested Finance

Vested Finance is an online investment platform that enables Indian investors to access the US stock market.

Through Vested, you can invest in over 5,000 US stocks and ETFs, allowing for diversification beyond the Indian market.

The platform is designed to be user-friendly, making international investing more accessible to individuals in India.

To begin investing in US stocks through Vested, follow these steps:

Sign Up: Visit the Vested Finance website and create an account using your email address.
Complete KYC: Provide necessary documents such as your PAN card and address proof to complete the Know Your Customer (KYC) process. This step is mandatory to verify your identity.
Account Approval: Once your documents are verified, your account will be approved, and you can proceed to fund it.

After setting up your account, you need to add funds to start investing:

Fund Transfer: Transfer funds from your Indian bank account to your Vested account. Vested collaborates with partner banks to facilitate seamless fund transfers.
Currency Conversion: The transferred funds are converted from INR to USD, enabling you to invest in US stocks.

With a funded account, you can start investing:

Explore Investment Options: Browse through the available US stocks and ETFs on the Vested platform. You can search for specific companies or explore curated portfolios known as "Vests."
Place Orders: Select the stocks or ETFs you wish to invest in and place buy orders. Vested allows for fractional investing, meaning you can purchase less than one share of high-priced stocks.
Monitor Investments: Use Vested's tools to track the performance of your investments and make informed decisions.

It's important to be aware of the costs and tax implications:

Fees: Vested offers different plans with varying fee structures. The Basic plan has no account opening charges but includes a brokerage fee of 0.25% per transaction, capped at $35. The Premium plan has a subscription fee of ₹375 per month and a reduced brokerage fee of 0.15% per transaction, also capped at $35.
Taxes: Capital gains from US stock investments are taxed in India. Short-term capital gains (holding period less than 24 months) are taxed as per your income tax slab, while long-term capital gains (holding period of 24 months or more) are taxed at 20% with indexation benefits. Dividends from US stocks are subject to a 25% tax in the US, but due to the Double Taxation Avoidance Agreement (DTAA) between India and the US, you can claim a foreign tax credit for the tax paid in the US.

If you wish to withdraw funds:

Sell Investments: Sell the US stocks or ETFs you hold. The proceeds will be credited to your Vested account in USD.
Initiate Withdrawal: Request a withdrawal to transfer funds back to your Indian bank account. Be aware of any fees associated with currency conversion and wire transfers.

For more detailed information on investing in US stocks from India using Vested Finance, you can visit their official website:

To understand the fee structure and plans offered by Vested, refer to their pricing page:

For a step-by-step guide on how to invest in US stocks using Vested, you can watch this tutorial video:

Keywords: Vested Finance, invest in US stocks from India, US stock market, international investing, fractional investing